OVERVIEW
Licensed home childcare providers should carry liability insurance to protect themselves from accidents that may occur as part of their home childcare operation.
Accident Coverage for children in your care, at home or awayCoverage for Public Property Damage caused by children under your careProfessional Liability Insurance provides coverage against inadequate or failure to aidAccident Coverage for medical bills of children who have an accidentLegal Coverage for expenses arising from abuse or molestation allegationsBusiness property and business interruption coverage, as well as optional vehicle coverageBENEFIT DETAILS
Get innovative, cost-effective options for insurance coverage that helps protect the children in your care.
Provides Bodily Injury coverage to daycare children in the home, or while on field trips.
Provides coverage for property damage that may be caused by children in your care.
Provides coverage for suits alleging false arrest, libel, slander, and invasion of privacy.
Coverage for bodily injury to children, or sickness alleged to have been caused by meals served at the daycare home.
Provides up to $10,000 for medical bills arising out of accidents to children.
Protects against inadequate aid, errors, or omissions in care.
HOW TO GET THIS
Additional Information
The daycare must be licensed; coverage may not be provided if the daycare license is not in force at the time of an incident.
Liability insurance coverage underwritten and provided by Philadelphia Insurance Company.
