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SEIU Guaranteed Issue Life Insurance

Guaranteed coverage for members under 65

In partnership with


SEIU Guaranteed Issue Life Insurance


Help protect your family from unexpected medical bills with the SEIU Guaranteed Issue Life (GIL) Insurance Plan, issued by The Prudential Insurance Company of America

  • checkExclusive rates for SEIU members
  • check100% guaranteed acceptance for those actively working
  • check$10,000 coverage amount*
  • checkIncome tax-free benefit for your loved ones**
  • checkCoverage without medical exams or health questions
  • checkFast and easy application


If you think you won’t qualify for life insurance due to your medical history, think again. SEIU Guaranteed Issue Life Insurance offers you protection with no health questions and no medical exams—your acceptance is guaranteed


Acceptance is guaranteed

SEIU members can benefit from a life insurance policy built to fit their unique needs. SEIU members under age 65 who are actively working are guaranteed acceptance. Get coverage without having to go through medical exams or answer health questions. Guaranteed life insurance coverage will not decrease and rates will not increase due to changes in your health.

Get peace of mind knowing your family is covered

The average funeral can cost over $7,000. Use the SEIU Guaranteed Issue Life Insurance Plan to keep your family members from being responsible for end-of-life expenses such as funeral costs and unexpected medical or legal bills.

Competitive rates for SEIU members

Please see the Rate Chart to find out how much a policy may cost based on your age and how often you choose to pay your premium.

Applying is easy

Choose to apply online or print out the application to apply by mail.


Get guaranteed, dependable coverage today through the SEIU Guaranteed Issue Life Insurance Plan

  1. Make sure you’re signed in to your SEIU Member Benefits account.

    Apply for this insurance online, or by mailing/faxing a PDF application.
  2. Select the “Enroll Now” button above to launch the online application through Prudential’s secure portal.


    Select the “Print an Application (PDF)” button above to print a PDF version of the application. Then, complete and mail/fax to the address at the top left corner of the document.
  3. Once approved, you will receive your insurance verification kit and hard copies of your certificate of coverage will be mailed to you for your records.

Additional Information

This site may contain marketing language, on products issued by The Prudential Insurance Company of America, that has not yet been approved in all states.

SEIU has retained Members United Insurance Agency to manage Insurance Programs for its Members. Members United Insurance Agency is not affiliated with The Prudential Insurance Company of America.

* Limited benefits for the first three years: upon the death of the member, the beneficiary would receive $500 during the first year of coverage, 25% of the coverage amount during the second year, 50% in the third year and 100% thereafter. Coverage terminates at age 80. In case of accidental death at any time, the policy pays 100% of the benefit amount. Benefit reduces at Age 60.

** Insurance death proceeds are generally received income tax free under IRS Section 101(a).

† Source:, 2021.

‡ SEIU Guaranteed Issue Life Insurance is not available to members over 65.

SEIU Guaranteed Issue Life Insurance coverage is issued by The Prudential Insurance Company of America, Newark, NJ. The Booklet-Certificate contains all details including any policy exclusions, limitations and restrictions, which may apply. Contract Series 83500. CA COA# 1179, NAIC# 68241.