Experts suggest having 10 times your annual salary in coverage.2 So even if your employer provides coverage, it may not be adequate.
Do you know what life insurance is and how much is enough? Watch this video and find out.
Members, spouses, domestic partners and dependent children are all eligible for exclusive rates.3
Members are eligible for a range of coverage, from $25,000 to $300,000. There’s no long-term commitment. You decide how long you want coverage—and you can always increase or decrease it.4
Once you’re approved, your coverage remains in place—even if your health changes. You can’t be dropped for health reasons. Premiums increase every five years, based on age.
A majority of your benefit can be paid while you’re alive. If you become terminally ill, accelerated benefits can help your family with related expenses.1
You pay no premiums if you are out on strike, for up to 90 days. The SEIU Group Term Life Insurance Plan will waive your Life Insurance premium after the 31st day you are on strike until the date the strike ends or the date 90 days from the start of the strike, whichever occurs first.
HOW TO GET THIS
Choose your coverage amount
Decide on the right amount of coverage for you and your family. Use these rate charts to determine how much a policy may cost based on your age and the coverage amount.
Submit an application
Have questions? See answers to frequently asked questions below or contact us at 1-844-836-7348.
This site may contain marketing language, on products issued by The Prudential Insurance Company of America, that has not yet been approved in all states.
SEIU has retained Members United Insurance Agency to manage Insurance Programs for its Members. Members United Insurance Agency is not affiliated with the Prudential Insurance Company of America.
1. Accelerated Death Benefit option is a feature that is made available to group life insurance participants. It is not a health, nursing home or long-term care insurance benefit and is not designed to eliminate the need for those types of insurance coverage. The death benefit is reduced by the amount of the accelerated death benefit paid. There is no administrative fee to accelerate benefits. Receipt of accelerated death benefits may affect eligibility for public assistance and may be taxable. The federal income tax treatment of payments made under this rider depends upon whether the insured is the recipient of the benefits and is considered terminally ill. You may wish to seek professional tax advice before exercising this option.
2. LIMRA. “2021 Insurance Barometer Study Reveals Common Misconceptions That Prevent Americans from Getting Life Insurance They Know They Need” April 12, 2021. https://www.limra.com/en/newsroom/news-releases/2021/2021-insurance-barometer-study-reveals-common-misconceptions-that-prevent-americans-from-getting-life-insurance-they-know-they-need/
3. Includes domestic partner or registered domestic partner. Spouse cannot enroll for coverage unless member also enrolls.
4. Subject to underwriting approval. Coverage cannot exceed $300,000.
The SEIU Group Term Life Insurance Plan is issued by The Prudential Insurance Company of America, Newark, NJ. The Booklet-Certificate contains all details including any policy exclusions, limitations and restrictions which may apply. Contract Series: 83500. CA COA# 1179. NAIC# 68241.