Added peace of mind is here thanks to affordable insurance coverage for non-medical and medical expenses in the case of an accidental injury.
SEIU Member Benefits provides insurance coverage for medical and non-medical expenses related to accidents that have caused physical harm. Designed to include benefits and features that are comparable, if not better to other plans, the SEIU Accident & Injury Insurance Plan, an Accident coverage issued by The Prudential Insurance Company of America offers a choice of two benefit plans, competitive rates, and guaranteed acceptance. Help protect the health and financial well-being of you and your family.
The SEIU Accident & Injury Insurance Plan pays out a benefit whether or not other insurance pays a benefit, including disability and workers’ compensation. Coverage does not require evidence of insurability and there are no pre-existing condition limitations. Payment is based on proof of treatment, not proof of diagnosis, and rates are not age-based.2
Take the next step toward helping to protect yourself and your family from unexpected and costly expenses incurred by an accidental injury.
1. The 2016 National Hospital Ambulatory Care Survey.
2. The insured must submit a bill or evidence for treatment for each service to receive payment.
The SEIU Accident & Injury Insurance Plan partners with The Prudential Insurance Company of America (issuer) and Mercer Health & Benefits Administration LLC (Third Party Administration).
This coverage is not health insurance coverage (often referred to as “Major Medical Coverage”).
This type of plan is NOT considered “minimum essential coverage” under the Affordable Care Act and therefor does NOT satisfy the individual mandate that you have health insurance coverage.
The products issued by The Prudential Insurance Company of America may not be available in all states.
SEIU Accident Insurance coverage is a limited benefit policy issued by The Prudential Insurance Company of America, a Prudential Financial Company, Newark, NJ. Prudential's Accident Insurance is not a substitute for medical coverage that provides benefits for medical treatment, including hospital, surgical, and medical expenses, and it does not provide reimbursement for such expenses. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. If there is a discrepancy between this document and the Booklet-Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. Please contact Prudential for more information. Contract provisions may vary by state. Contract Series: 83500.