Simplify your life with one monthly payment.

Now you can reduce debt once and for all! The SEIU Personal Loan can help you pay off your high-rate credit card balances and other loans. With a low Fixed For Life rate¹, you’ll have the satisfaction of knowing your rate will never change for the length of the loan.

• Fixed For Life APR rates of 13.99% to 18.99%¹ depending on your creditworthiness
• Loan amounts up to $20,000
• Terms from 36 to 72 months²
• No application fees
• No annual fee
• No prepayment penalties
• 0.25% interest rate discount¹ with AutoPay enrollment

If you have questions about the SEIU Personal Loan, please contact us at 1-844-836-7348.

Before beginning the application process, you should be able to answer “Yes” to each of the following statements:

• Yes, by requesting this loan, I agree that FNBO may obtain credit reports for purposes of processing my request for this loan and for later purposes related to my loan such as reviewing, updating and renewing it, and collecting.³
• Yes, I have received, reviewed, and agree to the general terms (Key Information on Your Loan for debt consolidation) that will apply to my loan. The specific term of your loan (APR, Payment, and Term) will be established and disclosed during a separate phone call after your application has been received if you qualify.

By applying for the consumer loan, you understand and agree that all disclosures and other important documents related to the consumer loan that are required by law will be provided to you in English only. If you are unable to read and understand the English language, it is very important that you seek the assistance of a trusted, qualified person who can translate these disclosures and important documents for you.

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ADDITIONAL INFORMATION

1. Your Fixed For Life APR will be established when we discuss your specific request with you and will be in the range of 13.99% Fixed For Life APR to 18.99% Fixed For Life APR, depending on your creditworthiness. You may receive a 0.25% interest rate discount by enrolling in AutoPay. To qualify, you must set up automatic payments from a checking or savings account at the time of loan origination. When you enroll in AutoPay, a rate as low as 13.74% Fixed For Life APR may be available, depending on your creditworthiness.

2. Your repayment terms will depend on your APR and loan term for which you qualify. Example: On a 15.99% Fixed For Life APR loan you will have (1) 36 monthly payments of $35.15 per $1,000 borrowed; or (2) 48 monthly payments of $28.34 per $1,000 borrowed; or (3) 60 monthly payments of $24.31 per $1,000 borrowed. Your APR will be in the range of 13.74% Fixed For Life APR (if you are enrolled in AutoPay) to 18.99% Fixed For Life APR depending on your creditworthiness. See the Key Information on Your Loan for additional details.

3. If a credit report is requested, an applicant will be informed of whether or not a credit report was requested and of the name and address of the consumer reporting agency that furnished the report. By agreeing to these terms, you are also authorizing FNBO to verify your employment, income and other relevant information.

Loans cannot be used for postsecondary educational expenses or tuition, or to consolidate postsecondary educational loans. Other restrictions may apply.

Loans are made and serviced by First National Bank of Omaha (FNBO^®).