PERSONAL LOANS OVER $5,000
Simplify your life with one monthly payment.
Now you can reduce debt once and for all! The SEIU Personal Loan can help you pay off your high-rate credit card balances and other loans. With a low Fixed For Life rate1, you’ll have the satisfaction of knowing your rate will never change for the length of the loan.
If you have questions about the SEIU Personal Loan, please contact us at 1-844-836-7348.
Before beginning the application process, you should be able to answer “Yes” to each of the following statements:
By applying for the consumer loan, you understand and agree that all disclosures and other important documents related to the consumer loan that are required by law will be provided to you in English only. If you are unable to read and understand the English language, it is very important that you seek the assistance of a trusted, qualified person who can translate these disclosures and important documents for you.
1. Your Fixed For Life APR will be established when we discuss your specific request with you and will be in the range of 7.99% Fixed For Life APR to 15.99% Fixed For Life APR, depending on your creditworthiness. You may receive a 0.25% interest rate discount by enrolling in AutoPay. To qualify, you must set up automatic payments from a checking or savings account at the time of loan origination. When you enroll in AutoPay, a rate as low as 7.74% Fixed For Life APR may be available, depending on your creditworthiness.
2. Your repayment terms will depend on your APR and loan term for which you qualify. Example: On a 9.99% Fixed For Life APR loan you will have (1) 36 monthly payments of $32.26 per $1,000 borrowed; or (2) 48 monthly payments of $25.36 per $1,000 borrowed; or (3) 60 monthly payments of $21.24 per $1,000 borrowed. Your Fixed For Life APR will be in the range of 7.74% Fixed For Life APR (if you are enrolled in AutoPay) to 15.99% Fixed For Life APR depending on your creditworthiness. See the Key Information on Your Loan for additional details.
3. If a credit report is requested, an applicant will be informed of whether or not a credit report was requested and of the name and address of the consumer reporting agency that furnished the report. By agreeing to these terms, you are also authorizing FNBO to verify your employment, income and other relevant information.
Loans cannot be used for postsecondary educational expenses or tuition, or to consolidate postsecondary educational loans. Other restrictions may apply.
Loans are made and serviced by First National Bank of Omaha (FNBO®).