When federal loans, scholarships, and grants don’t add up to the full cost of college, SEIU Member Benefits can help.
SEIU members are eligible for a special 0.25% interest rate discount.1
Plus get an additional 0.25% interest rate discount with auto-pay enrollment.2
Cover up to 100% of the school-certified cost of attendance. 3
No origination or application fees, or pre-payment penalties.
Choose from loan terms of 5, 8, 10, or 15 years.4
Apply in just three minutes.
Federal loans, grants and financial aid packages don’t always cover all of the costs of higher education. The SEIU Undergraduate Loan Program can help undergraduate students bridge the gap or pay for essentials such as lab fees and dining plans so that you or a loved one can focus on learning—with less financial stress.
Adding a cosigner to your application may help your chances of being approved and getting a better interest rate too. Just, register or sign in above and then click “Watch Video” to learn about the requirements for adding a cosigner.
Apply now and get the extra money you need to make your college goals a reality!
1. SEIU members receive a 0.25% interest rate reduction on Undergraduate loans that are opened through the SEIU member benefits portal. The SEIU member discount will be applied to your loan account after the initial disbursement occurs.
2. The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. Variable rates may increase after consummation.
3. As certified by your school and less any other financial aid you might receive; minimum $1,000.
4. This informational repayment example uses typical loan terms for a freshman borrower who selects the Deferred Repayment Option with a 10-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 8.35% fixed Annual Percentage Rate (“APR”): 120 monthly payments of $179.18 while in the repayment period, for a total amount of payments of $21,501.54. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.
The SEIU Undergraduate Loan is provided by College Ave Student Loans. College Ave Student Loans products are made available through either Firstrust Bank, member FDIC or M.Y. Safra Bank, FSB, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.