Do you know what life insurance is and how much is enough?
Experts often recommend having 5 to 10 times your income in life insurance.1 So even if your employer provides coverage, it may not be adequate.
Guaranteed coverage for members under age 65.
If you were to pass away, your family members could be responsible for significant expenses including funeral costs, plus unexpected medical and legal bills.
Help protect your family anytime, anywhere.
Whether you’re home or away, you know that you and your loved ones are covered in case of an accident. AD&D coverage may be appropriate for members of all ages.
an Accident coverage issued by The Prudential Insurance Company of America.
Affordable insurance coverage for non-medical and medical expenses in the case of an accidental injury.
Over 18% of emergency room visits in 2016 were attributable to accidental injuries, with over 20% of those sustained by children under the age of 15.2
1. Haven Life, Will the life insurance rule of thumb work for you?, August 16, 2019.
2. The 2016 National Hospital Ambulatory Care Survey.
Coverage is not available in all states.
NY AD&D Disclosure: This policy provides ACCIDENT insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by The New York Department of Financial Services.
IMPORTANT NOTICE - THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS.
SEIU Accident & Injury Insurance Plan is not health insurance coverage (often referred to as “Major Medical Coverage”). This type of plan is NOT considered “minimum essential coverage” under the Affordable Care Act and therefor does NOT satisfy the individual mandate that you have health insurance coverage.
SEIU Group Life, Accidental Death and Dismemberment, and Accident coverage is issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. Prudential's Accident Insurance is a limited benefit policy, and is not a substitute for medical coverage that provides benefits for medical treatment, including hospital, surgical, and medical expenses, and it does not provide reimbursement for such expenses. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. If there is a discrepancy between this document and the Booklet-Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. Please contact Prudential for more information. Contract provisions may vary by state. Contract Series: 83500. CA COA#1179, NAIC #68241.