Personal loans up to $5,000
Emergency cash needs can happen at any time, and this loan program (featuring loans from $500 to $5,000) is designed to get you the cash you need, fast.
Members with good credit who don’t need a loan as urgently should consider either our SEIU Platinum Edition Visa Card or our large loan program which features loans from $5,000 to $30,000 and more competitive interest rates.
Use the cash to pay bills, make auto repairs, handle emergencies, or for anything you choose.
The SEIU Personal Loan is a simple installment loan with affordable monthly payments. You can finish your loan application in minutes and receive funds in 24 hours or less.1 Plus, you can build your credit history as you repay your loan.
SEIU Personal Loan benefits:
Find out now if you are pre-qualified for an SEIU Personal Loan without impacting your credit score!
The prequalification process, application, disclosures, and all other information you receive, such as emails, letters, statements, will be in English. As a courtesy, we may provide Spanish versions of some of the documents. These documents are for reference only and will not be the official documents. The official documents will be in English.
1. If you accept a loan before 1:00 p.m. CT, Monday-Friday, the funds should be in your bank account the next business day. If you accept a loan after 1:00 p.m. CT, Monday-Friday, the funds should be available the 2nd business day after loan acceptance. If you accept a loan anytime Saturday or Sunday, the funds should be available the following Tuesday. All these dates are subject to your bank’s policies. Also, if the day of funding falls on a bank federal holiday, the funds will likely be available the following business day.
2. SEIU Personal Loans generally range between $500-$5,000. The Annual Percentage Rate (APR) is the cost of credit as a yearly rate generally ranges from 21%-36%. The repayment period is 48 months, barring any unforeseen circumstances such as borrower default or a payment modification. Borrowers should refer to their loan agreement for specific terms and conditions.
3. FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries. Your FICO Score is based on data from TransUnion and may be different from other scores. It generally takes about 2 months after account opening for your score to become available via the customer account portal; and it will only appear if your score is available.
The SEIU Personal Loan℠ is provided by First Bank & Trust, Member FDIC, and serviced by CreditShop.